Cheddar Up Alternative: Fees vs ScanRaise (2026)
Cheddar Up card fees are 3.95% + $0.95 on Basic and 3.59% + $0.59 on Pro and Team plans. ScanRaise charges a 2.5% platform fee plus processing.[1, 2, 3]
About this comparison
Reviewed by the ScanRaise Team
Last fact-checked:
ScanRaise publishes this comparison and is one of the products covered. We link to primary sources and separate published facts from our interpretation.
The short version
Cheddar Up is a self-service collections and fundraising platform with forms, signups, sales, QR sharing, peer-to-peer pages, and athons. ScanRaise is self-serve fundraising software with a published standard fee and documented browser-based activity tracking and school sign-in. Compare the collection, payout, and campaign workflow each group needs.[1, 4, 5, 3, 6, 7]
| Area | ScanRaise | Cheddar Up |
|---|---|---|
| Plans and card fees | Standard fundraising has a 2.5% platform fee with no setup fee, monthly fee, or contract. Listed Stripe processing applies separately.[3] | Basic $0; Pro $15 per month paid annually; Team $35 per month paid annually. Card fees are 3.95% + $0.95 on Basic and 3.59% + $0.59 on Pro and Team.[1, 2] |
| Payment and payout flow | Connected-account donations use the organization's Stripe account. Platform collection uses ScanRaise's account and its published payout policy.[8, 3] | Payments remain in the organizer's Cheddar Up balance until withdrawal. Free standard transfers generally take 1 to 3 business days after funds clear. Eligible instant transfers cost 1.95%, with a $1 minimum.[9, 2] |
| Athons and peer-to-peer | Per-unit pledges, phone-browser GPS distance tracking, and a browser step counter. Fitbit daily-summary imports when enabled and supported by the provider.[6] | Peer-to-peer fundraising is included on all plans and supports flat donations, product sales, and athons with per-unit pledges, participant pages, teams, and leaderboards. Organizers enter or validate completed activity.[4, 10] |
| QR and collection sharing | QR donation links and printable participant cards open a browser-based donor flow.[6] | Cheddar Up can generate a QR code for a collection page and also supports URL, invitation, text-to-pay, and embedded-button sharing.[5] |
| School and group tools | Clever and ClassLink sign-in for enabled organizations, subject to provider and school or district approval, plus an SDPC resource listing and controls designed to support COPPA and FERPA obligations.[7] | Collection pages support payments, forms, signups, waivers, sales, recurring payments, point of sale, and fundraising. Confirm district identity-provider and data-agreement requirements directly.[1] |
Where Cheddar Up fits
ScanRaise vs Cheddar Up: FAQ
What plans and fees does Cheddar Up publish?
Cheddar Up lists Basic at $0, Pro at $15 per month paid annually, and Team at $35 per month paid annually. Card fees are 3.95% + $0.95 on Basic and 3.59% + $0.59 on Pro and Team. ScanRaise publishes a 2.5% standard fundraising platform fee with listed processing separate.[1, 2, 3]
How do Cheddar Up withdrawals work?
Payments must clear before withdrawal. Card payments generally clear in 1 to 2 business days and eChecks can take up to 5. A free standard bank transfer generally takes another 1 to 3 business days. Eligible instant transfers cost 1.95%, with a $1 minimum.[9]
Try ScanRaise free
Set up your first campaign online. Standard fundraising has a 2.5% ScanRaise platform fee and no contract. Donors need no app, and Fitbit imports require enabled provider access, a Fitbit account, and the Fitbit app. Connected-account donations use the organization's Stripe account. Platform collection uses ScanRaise's account and its published payout policy.[3, 6, 8]
Start Your Fundraiser, FreeSources
First-party pages, checked . Pricing and features change often, so confirm current details and any district-specific requirements before deciding.