Cheddar Up vs ScanRaise: Fees & Best Fit (2026)
Compare Cheddar Up and ScanRaise on published fees, payment and payout flow, QR fundraising, school tools, and best-fit use cases.Sources: Cheddar Up pricing, Cheddar Up transfers, Cheddar Up QR sharing, ScanRaise pricing, ScanRaise feature catalog
About this comparison
Reviewed by the ScanRaise Team
Last fact-checked:
ScanRaise publishes this comparison and is one of the products covered. We link to primary sources and separate published facts from our interpretation.
The short version
Cheddar Up is a self-service collections and fundraising platform with forms, signups, sales, QR sharing, peer-to-peer pages, and athons. ScanRaise is self-serve fundraising software with a published standard fee and documented browser-based activity tracking and school sign-in. Compare the collection, payout, and campaign workflow each group needs.Sources: Cheddar Up pricing, Cheddar Up peer-to-peer and athons, Cheddar Up QR sharing, ScanRaise pricing, ScanRaise feature catalog, ScanRaise school security
Cheddar Up publishes a $0 Basic plan, Pro at $15 per month paid annually, Team at $35 per month paid annually, and custom Partner pricing. Card fees are 3.95% + $0.95 on Basic and 3.59% + $0.59 on Pro and Team. Payers cover fees by default, while organizers can absorb them or let payers choose. ScanRaise publishes a 2.5% standard fundraising platform fee with listed processing separate.Sources: Cheddar Up pricing, Cheddar Up fees, ScanRaise pricing
Cheddar Up holds cleared payments in the organizer's Cheddar Up balance until a withdrawal is initiated. Standard withdrawals are free and generally take 1 to 3 business days after payment clearing; card payments generally clear in 1 to 2 business days and eChecks can take up to 5. Eligible instant transfers cost 1.95%, with a $1 minimum.Sources: Cheddar Up transfers, Cheddar Up fees
| Area | ScanRaise | Cheddar Up |
|---|---|---|
| Plans and card fees | Standard fundraising has a 2.5% platform fee with no setup fee, monthly fee, or contract. Listed Stripe processing applies separately.Source: ScanRaise pricing | Basic $0; Pro $15 per month paid annually; Team $35 per month paid annually. Card fees are 3.95% + $0.95 on Basic and 3.59% + $0.59 on Pro and Team.Sources: Cheddar Up pricing, Cheddar Up fees |
| Payment and payout flow | Connected Stripe campaigns receive donations through the organization's Stripe account. Approved platform campaigns receive monthly check or ACH payouts.Sources: ScanRaise payment flow, ScanRaise pricing | Payments remain in the organizer's Cheddar Up balance until withdrawal. Free standard transfers generally take 1 to 3 business days after funds clear. Eligible instant transfers cost 1.95%, with a $1 minimum.Sources: Cheddar Up transfers, Cheddar Up fees |
| Athons and peer-to-peer | Per-unit pledges, phone-browser GPS distance tracking, and a browser step counter. Participants may optionally connect Fitbit, choose a day, review its daily summary, and choose whether to import it.Source: ScanRaise feature catalog | Peer-to-peer fundraising is included on all plans and supports flat donations, product sales, and athons with per-unit pledges, participant pages, teams, and leaderboards. Organizers enter or validate completed activity.Sources: Cheddar Up peer-to-peer and athons, Cheddar Up athon workflow |
| QR and collection sharing | QR donation links and printable participant cards open a browser-based donor flow.Source: ScanRaise feature catalog | Cheddar Up can generate a QR code for a collection page and also supports URL, invitation, text-to-pay, and embedded-button sharing.Source: Cheddar Up QR sharing |
| School and group tools | Clever Library sign-in, ClassLink SSO, an SDPC resource listing, and controls designed to support COPPA and FERPA obligations.Source: ScanRaise school security | Collection pages support payments, forms, signups, waivers, sales, recurring payments, point of sale, and fundraising. Confirm district identity-provider and data-agreement requirements directly.Source: Cheddar Up pricing |
Comparison based on the linked first-party sources as of August 21, 2026. Pricing and features change often; confirm current details and any district-specific requirements before deciding.
Where Cheddar Up fits
- Groups collecting dues, registrations, field-trip payments, product sales, forms, or signups can evaluate Cheddar Up's collection-page workflow.Source: Cheddar Up pricing
- Organizations that want participant pages and per-unit athon pledges on the Basic plan can evaluate Cheddar Up's peer-to-peer tools.Sources: Cheddar Up peer-to-peer and athons, Cheddar Up athon workflow
- Groups can share Cheddar Up collection pages with QR codes, URLs, invitations, text-to-pay, or embedded buttons.Source: Cheddar Up QR sharing
- Organizations that want eCheck can evaluate its published Pro and Team fee schedules.Sources: Cheddar Up pricing, Cheddar Up fees
Where ScanRaise may fit
- Groups that want a published 2.5% standard fundraising platform fee without an annual subscription may fit ScanRaise's model.Source: ScanRaise pricing
- Organizations can compare connected Stripe with the approved monthly platform-payout option.Sources: ScanRaise payment flow, ScanRaise pricing
- Activity events can use phone-browser GPS, a browser step counter, per-unit pledges, and optional participant-reviewed Fitbit daily summaries.Source: ScanRaise feature catalog
- Schools can review ScanRaise documentation for Clever, ClassLink, its SDPC listing, and COPPA- and FERPA-oriented controls.Source: ScanRaise school security
ScanRaise vs Cheddar Up: FAQ
What plans and fees does Cheddar Up publish?
Cheddar Up lists Basic at $0, Pro at $15 per month paid annually, and Team at $35 per month paid annually. Card fees are 3.95% + $0.95 on Basic and 3.59% + $0.59 on Pro and Team. ScanRaise publishes a 2.5% standard fundraising platform fee with listed processing separate.Sources: Cheddar Up pricing, Cheddar Up fees, ScanRaise pricing
How do Cheddar Up withdrawals work?
Payments must clear before withdrawal. Card payments generally clear in 1 to 2 business days and eChecks can take up to 5. A free standard bank transfer generally takes another 1 to 3 business days. Eligible instant transfers cost 1.95%, with a $1 minimum.Source: Cheddar Up transfers
Does Cheddar Up support athons and per-unit pledges?
Yes. Cheddar Up documents athons with per-unit pledges, participant pages, teams, and leaderboards on all plans. Organizers enter or validate completed activity before pledge charging. ScanRaise also supports per-unit pledges and documents phone-browser GPS, a browser step counter, and optional participant-reviewed Fitbit summaries.Sources: Cheddar Up peer-to-peer and athons, Cheddar Up athon workflow, ScanRaise feature catalog
Can Cheddar Up share a collection with a QR code?
Yes. Cheddar Up can generate a QR code that links to a collection page. It also supports URL, invitation, text-to-pay, and embedded-button sharing. ScanRaise documents QR donation links and printable participant cards.Sources: Cheddar Up QR sharing, ScanRaise feature catalog
How should a school compare Cheddar Up and ScanRaise?
Compare collection and form needs, plan and transaction fees, payment clearing and withdrawal timing, athon workflow, QR materials, and district identity requirements. Cheddar Up spans general collections and fundraising. ScanRaise centers on fundraising campaigns and documents school sign-in and browser-based activity tracking.Sources: Cheddar Up pricing, Cheddar Up transfers, Cheddar Up peer-to-peer and athons, ScanRaise feature catalog, ScanRaise school security
Try ScanRaise free
Set up your first campaign online. Standard fundraising has a 2.5% ScanRaise platform fee and no contract. QR donations and browser tracking do not require a ScanRaise app. Optional Fitbit imports require a Fitbit account and app. Connected Stripe campaigns receive funds through the organization's Stripe account; approved platform campaigns receive monthly payouts.Sources: ScanRaise pricing, ScanRaise feature catalog, ScanRaise payment flow
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